Rishi Khosla

Rishi Khosla

Co-Founder and Chief Executive Officer

London, GB

Profile Verified by The Marque

Last Updated: 22 Sep 2026

In Their Own Right

Biography

Rishi Khosla OBE is an entrepreneur, philanthropist and investor. He is the CEO and Co-Founder of leading financial technology company, OakNorth, which provides banking services to lower mid-market businesses across the UK and the United States.

As a capitalist, he sees entrepreneurs as the driving force behind innovation, economic growth, and social progress, believing that an entrepreneurial mindset can enable anyone to succeed.

Driven by this belief, in 2002 Rishi teamed up with Joel Perlman to found Copal Partners (which would later become Copal Amba). The venture grew substantially under their leadership, employing 3,000 people across 11 different markets. When Moody's Corporation acquired the business in 2014, early investors saw returns of over 200 times their initial investment.

In 2015 Rishi and Joel launched OakNorth with a mission to empower entrepreneurs through providing them with bespoke debt finance and personalized banking services. To date, the bank has lent billions of dollars to businesses across the UK and US, directly helping with the creation of tens of thousands of new homes and jobs.

Through their family Foundation, Rishi and his wife, Milan, aim to support and boost early childhood development, nurturing the agency, creativity and curiosity to unleash every child’s potential. The Foundation supports cutting-edge medical research with institutions such as Boston Children’s Hospital and Columbia University, and is also dedicated to promoting diversity within the entrepreneurial community. This includes encouraging female empowerment in disadvantaged communities, providing support for women setting up micro-enterprises.

Rishi was an early investor in PayPal and has also backed innovative technology companies such as Xometry (3D printing and manufacturing), Spiracheck (biotech), and About Energy (battery technology).

Rishi was awarded an OBE in HM The Queen’s 2020 New Year Honours list for his services to business.

The Record

Background

  • 2015 — Present

    Co-Founder and Chief Executive Officer

    OakNorth Bank

    Launched in 2015, OakNorth Bank helps the UK's most ambitious firms access the rapid, flexible debt finance they need to expand, while helping savers make their money go further. With capital ranging from £250,000 to millions of pounds, the bank has lent several billion pounds to firms across a variety of sectors, directly contributing to the creation of thousands of new jobs and affordable homes.

  • 2015 — Present

    Co-Founder

    ONCI

    ONCI (OakNorth Credit Intelligence), founded by Joel Perlman and Rishi Khosla, provides advanced credit intelligence software to banks. It helps lenders make faster, smarter lending decisions by offering insights into borrowers, supporting businesses and aiding economic growth.

  • 2013 — 2014

    CEO

    Copal Amba

    In 2013, financial research outsourcing company Copal Partners acquired Amba Research and became Copal Amba. In 2014, the company became known as Moody’s Analytics Knowledge Services following Moody’s Corporation's acquisition of Copal Amba.

  • 2002 — 2013

    Founder and CEO

    Copal Partners

    Copal Partners was founded in 2002 to help the corporate finance departments of top investment banks, and it quickly established itself as a leader in outsourced financial research.

In The News

Newsfeed

  • 11 May 2026 · Sifted

    How UK investment can transform European scaleups

    Read more
  • 16 April 2026 · City AM

    Exclusive: Treasury and regulator to hold crunch talks with UK fintech unicorns

    Read more
  • 15 April 2026 · Semafor

    OakNorth’s US business lending unit will overtake its UK operation within a year, CEO says

    Read more
  • 3 February 2026 · FS tech

    First challenger banks join PRA-FCA Scale-up Unit

    Read more
  • 22 January 2026 · The Telegraph

    Fund giant to offload £1.9bn of UK shares

    Read more
  • 22 January 2026 · Business Today

    AI, trade shifts and SME squeeze: How fintechs see the next phase of financial services

    Read more
  • 21 January 2026 · This is Money

    Labour's jobs slump: Nearly 1,400 roles shed for each day since the Budget

    Read more
  • 23 November 2025 · This is Money

    Tax on bank profits 'will hurt growth', OakNorth boss warns

    Read more
  • 30 September 2025 · Forbes

    4 Feedback Methods That Help Gen Z Employees Grow Faster

    Read more
  • 16 September 2025 · The Times

    OakNorth helps our entrepreneurs, but non-dom rules push them out.

    Read more
  • 6 September 2025 · Sifted

    OakNorth CEO Rishi Khosla: ‘Entrepreneurs have to hide their success in Britain.

    Read more
  • 6 May 2025 · Bloomberg

    SoftBank-Backed OakNorth Partners With OpenAI to Expand AI Uses

    Read more
  • 17 March 2025 · American Banker

    UK's OakNorth to acquire Detroit-area community bank

    Read more
  • 6 March 2025 · City AM

    OakNorth: Shareholders to be handed £40m as US expansion boosts profit

    Read more
  • 27 August 2024 · Bloomberg

    OakNorth to Seek US Deals After Winning Approvals for Expansion

    Read more
  • 7 May 2024 · American Banker

    U.K. bank readies for U.S. expansion

    Read more
  • 5 April 2024 · Bank Automation News

    Digital bank OakNorth looks to US expansion

    Read more
  • 25 March 2024 · Bloomberg

    OakNorth Bank Increases Profits and Plans Expansion into US

    Read more
  • 2 January 2024 · Fintech Futures

    OakNorth names Lord Adair Turner as new chairman

    Read more
  • 6 December 2023 · The Banker

    Specialist lenders lead the UK challenger profitability pack

    Read more
  • 26 September 2023 · London Loves Business

    Skills crisis holding back seven in 10 SMEs from scaling up

    Read more
  • 23 August 2023 · BNN Bloomberg

    UK Challenger OakNorth Joins Climate Battleground With Big Banks

    Read more
  • 16 June 2023

    Tech startups remain beating heart of UK at London Tech Week

    Read more
  • 12 June 2023 · City AM

    London Tech Week: Sunak and Hunt’s charm offensive was no light touch

    Read more
  • 12 June 2023 · City AM

    Oaknorth boss: Immigration barriers are threatening the UK’s fintech sector

    Read more
  • 8 June 2023

    London leads the way for international tech investment over past decade

    Read more
  • 7 June 2023 · Evening Standard

    Talent scout: it’s time to close the UK’s tech skills gap

    Read more
  • 28 March 2023 · The Times

    Opting for HSBC is ‘lost opportunity’ for UK ambition, warns OakNorth founder

    Read more
  • 8 March 2023 · Reuters

    SoftBank-backed OakNorth leans towards U.S. IPO

    Read more
  • 6 February 2023

    Pioneering the New Era in Banking

    Read more
  • 21 December 2022 · City AM

    London’s unicorns: City’s tech start-ups are bringing in the big bucks

    Read more
  • 20 December 2022 · Evening Standard

    Looking for funding? 4 investors on what they want in 2023

    Read more
  • 14 November 2022 · The Times

    We can do more to bring technology companies to list on the London market

    Read more
  • 14 November 2022 · City AM

    OakNorth boss: Government must lure investors to lock-in homegrown tech firms

    Read more
  • 23 October 2022 · The Times

    Banks on the attack as Jeremy Hunt mulls windfall tax

    Read more
  • 16 August 2022 · Insider

    Founder of $1 billion meal kit startup Gousto joins board of SoftBank-backed fintech startup OakNort

    Read more
  • 12 June 2022 · The Times

    As Boris Johnson clings to his job, Britain’s businesses lay out their wish list

    Read more
  • 13 May 2022 · City AM

    OakNorth boss Rishi Khosla is ready for the next economic crisis

    Read more
  • 30 March 2022 · City AM

    OakNorth boosts profits by 70 per cent after lending surge

    Read more
  • 28 March 2022 · Tearsheet

    The Net Zero transition: Banks are starting to engage in the climate conversation

    Read more

Formative Years

Education

  • London School of Economics

    Masters in Accounting & Finance

  • University College London

    BSc in Economics

Areas Of Focus

Expertise

  • Technology
  • Philanthropy
  • Fintech
  • Entrepreneurship
  • Business Development
  • Education
  • Healthcare
  • Investor
  • Software & Applications